Contemporary Voice of Dalit, Ahead of Print.
According to the state government report, 4% of Scheduled Castes (SCs) population in Bihar is able to study up to the graduate level or above, and the representation of SC communities is negligible in senior positions in government jobs in the state. In this report, discrimination and poverty have been identified as a contributing cause for the current situation of SCs in Bihar. In this context, this study examines the level of discrimination and constraints that SCs students face at school and college levels in Bihar. The analysis done in this article is based on primary data collected from five districts, namely, Kaimur, Gaya, Siwan, Katihar and Patna of Bihar state. This study examines the level of achievements, constraints and discrimination faced by SCs students at different institution levels and identifies the reasons behind the existing situation. The study finds discrimination between SCs and Non-SCs students in case of use of service/ facilities available at educational institutions in Bihar, state. SCs students get less benefits from education, as they face problems related to classroom teaching and understanding. Considering these facts, the state government should provide free guidance/counselling, vocational training and capacity building classes to SCs students in Bihar.

Contemporary Voice of Dalit, Ahead of Print.
Over the years many efforts were made to improve the status of financial inclusion of people. Financial inclusion measures access and usage of financial products such as deposits, loans, insurance products and quality of financial services. Financial inclusion is the process of providing financial services to the people who are outside the formal financial system. High levels of financial inclusion improve economic development and equitable distribution of wealth. This study focuses on status of financial inclusion among Dalit women in Kancheepuram district of Tamil Nadu. It was found that education level of the people; government initiatives such as general credit card, Pradhan Mantri Jan Dhan Yojana; satisfaction of the self-help group model; financial practices and financial literacy were positively and significantly associated with financial inclusion. Usage of non-bank agencies and cultural barriers were negative and insignificant.